Flood zones & insurance in St. Pete
Zone by zone, carrier by carrier — what coverage really costs after the 2024 storms.
Read onThe neighborhoods · Chapter 01
Brick streets, granite curbs, hex-block sidewalks — the city's most-loved grid, and its tightest inventory.
live data connecting
This band shows real market numbers — median sale price, days on market, active inventory — computed over Everlane’s own copy of the Stellar MLS data, with the computation time shown. Live numbers publish here as soon as the data feed is connected; until then we show you nothing rather than a made-up number.
Based on information from Stellar MLS® for the period shown with each statistic — median sale price and days on market: trailing 90 days; active listings: as of the computation time shown; price per square foot: trailing 12 months.
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Old Northeast is the neighborhood people picture when they picture St. Pete: a 1910s–1920s grid of craftsman bungalows, Mediterranean revivals, and four-square colonials running from downtown’s edge north to Coffee Pot Bayou. It was listed on the National Register of Historic Places in February 2003 as the North Shore Historic District, with 2,975 contributing buildings (NRHP ref. #03000040, accessed July 2026). The brick streets, granite curbs, and hex-block sidewalks aren’t a marketing line: they’re part of the protected historic fabric, and a big part of why homes here hold value the way they do.
What the listings don’t tell you: inventory is structurally tight. Owners stay for decades, tear-downs are rare and contested under the district’s preservation posture, and the best blocks often trade before a sign goes up. If you’re buying here, being ready matters more than being patient.
Front porches face the street, the bay’s waterfront parks run the district’s eastern edge, and downtown’s restaurant blocks are a 10–20 minute walk from most of the grid. North Shore Park and the pool sit at the water; Coffee Pot Bayou’s seawall path is the morning route. The trade for the century-old charm is century-old systems: insurance, electrical, sewer laterals, and (near the water) the elevation certificate belong on the inspection checklist — the flood box below covers how we read that before anyone falls in love.
The honest answer renders from data, not from a guide that goes stale: the stat band on this page computes from our MLS pipeline (median sale price, days on market, active inventory) and refreshes continuously — if it shows no numbers yet, the pipeline hasn’t connected, and we’d rather show you nothing than a made-up figure. For the deal-level version — what a specific block, house, and flood story should cost — that’s a conversation, and it’s free.
These bands compute from closed sales in the Stellar MLS feed (trailing 12 months) the moment the data feed connects — honest ranges, never AVM point estimates, never made-up numbers. Until then this box stays empty on purpose: we render real data or nothing.
Flood zones here vary block to block: much of the interior grid sits outside the high-risk zones, while blocks along Coffee Pot Bayou and the open bay carry AE ratings where coverage is required and priced to the elevation certificate (per-address pattern on the county flood map — always confirmed per listing, never assumed; the county publishes both the flood layer and existing elevation certificates free).
Flood data source: FEMA flood maps via the Pinellas County Flood Map Service (not MLS data) · verified July 7, 2026
Read the flood & insurance guide →Live Old Northeast inventory renders here — straight from our copy of the Stellar MLS feed with full attribution, the moment the data feed connects. Until then: open the live search →
Zone by zone, carrier by carrier — what coverage really costs after the 2024 storms.
Read onWhere Old Northeast sits in the city's larger map — organized by what each place is actually good at.
Read onOwn here already? What Old Northeast's tight inventory means for your price — and why the instant estimate misses.
Read onTalk to the broker who wrote the chapter. Fifteen minutes, free, and the messy version of your situation is the right version to bring.
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